Did your money actually gain anything?
Lucrios brings together your income, expenses, credit cards, subscriptions and investments. It shows your real gains, adjusted for inflation and currency, on a single screen.
Seven things that make Lucrios different
Real returns, not just nominal
See your investments in your local currency and USD, against your country's and US inflation. Fisher equation: did your money actually gain?
Where the month is actually going
Credit card statements, installment burdens, recurring bills, subscriptions — all together. No surprises.
When you'll really hit your goals
Prioritize your goals. Lucrios distributes the leftover automatically.
How you compare to people your age
With your data kept anonymous, see how you stack up against peers in your country and around the world.
AI-powered investment & money coaching
"How much did I spend on food this month?", "What should change to retire at 40?" — your AI coach reads your data and answers in plain language.
Auto-fill expenses from receipts and invoices
Snap a receipt or upload an e-invoice PDF. Amount, VAT, vendor pre-filled. You just confirm.
Earn through the deals portal
Coming soon: community members earn tips for sharing valuable deals. A built-in way to make money on Lucrios.
Built for multi-currency reality
- Credit card statements, due dates, minimums
- Installment plans, remaining burden
- Family transfers (sent and received)
- Manual tracking for funds, stocks, gold, FX
- Monthly / annual subscription impact
- Real return against your country's inflation
Honest pricing
Export, partner sharing and dark mode are included on every plan.
Save 30% on annual
Get to know Lucrios
- 2 accounts, 5 subscriptions, 1 goal
- Investments: 1 demo holding
- Dark / light theme
- JSON / CSV export
Investments + real return unlocked
- Unlimited accounts, subscriptions, goals
- Investments: funds, stocks, crypto, gold, FX
- Real return (local + US CPI)
- USD comparison everywhere
- Benchmark against people your age
- YNAB-style priority targets
- Calendar view, rules engine
- Partner sharing (2 users)
For small business / atelier
- Everything in Personal Only
- Inventory and stock tracking
- BOM (product-material relationships)
- Variable costs (electricity, etc.)
- Break-even analysis
- Sales channels (Etsy, eBay, Instagram)
- Most profitable product analysis
- Monthly business summary
Join the waitlist
Priority access at launch + 30% off your first year.
Only for the launch announcement. Unsubscribe with one click.
Frequently asked questions
Do you have bank integrations?+
Not in Phase 1. We make manual entry fast with rules engine and recurring detection. Bank integration is on the roadmap.
How safe is my data?+
All data is encrypted at rest in Supabase. Only you can read it (Row Level Security). GDPR compliant.
How do I cancel?+
One click in settings. You keep access until the end of the period. Annual plans have a 14-day refund window.
Multi-country / multi-currency support?+
Yes. Pick your language and country at signup. All currencies are stored at their historical rate at the time of the transaction.
Is investment data automatic?+
Manual entry in Phase 1. Currency rates auto via TCMB / ECB. Automation in a later phase.
Dark mode?+
Yes. Choose at signup; defaults to your system preference. Switch anytime in settings.